Our Services

*Insurance Services in Canada

Even the best-laid plans can come crashing down due to unforeseen circumstances. Insurance protects against such events and is central to any wealth plan. Depending on the type of insurance you purchase, you or your beneficiaries receive a cash benefit if you suffer a disability, become ill, or die.

Looking for the right insurance product and determining the right amount of coverage can sometimes become overwhelming. That is where our team of insurance experts at Nour Insurance Services Inc. (NIS) comes in, providing you with the guidance you need to decide what product suits your needs best. Whether it’s family protection, income protection, business continuity, wealth accumulation, or estate preservation, we can help you develop a strategy ideal for you and your family.

Life *Insurance

  • Term Life *Insurance – Through NIS, Term Life *Insurance options offer you a flexible and affordable coverage option for a specified period of time. It is a good option for those looking for an affordable *insurance plan to cover a financial problem that has an endpoint, like your children’s college tuition or years of a mortgage payment. With this *insurance option, you are still guaranteed that your premiums won’t change, nor will the planned death benefit amount.
  • Whole Life *Insurance – This policy option is a guaranteed, reliable, permanent protection plan that builds cash value over time. With whole life *insurance, you have life-long coverage and a variety of guarantees that eliminate any guesswork. This option combines investments and *insurance for your convenience. As an added flexibility benefit, a portion of your premium payment accumulates in a cash-value account that grows over time, which you can access if you need it. Get a guaranteed minimum rate of return on your cash value, a promise that your premium payments won’t increase, and a guaranteed death benefit that won’t decrease with this permanent life *insurance solution.
  • Universal Life *Insurance – Our Universal Life *Insurance options provide you with flexible, life-long coverage and several added tax benefits. With Universal Life *Insurance, you have flexible payment options, and your life *insurance payout (death benefit) is paid out to your beneficiaries tax-free. You also have the opportunity to add a variety of riders to your policy for extra coverage. At NIS, our plans also include tax-advantaged investment growth opportunities, so your life policy can also build cash value tax-free. Withdrawals and loans from your cash value are also possible, and the amount will be deducted from the total that would be paid to your beneficiaries in the event of your death.
  • Synergy Life *Insurance – This policy is a unique solution that combines life, critical illness and disability *insurance policies into one affordable package. Protect yourself and your family from three separate risks with one convenient plan.

Health *Insurance

  • Disability *Insurance – Don’t let injuries or illness become more of a burden than they already are; make sure that you can provide for yourself and your family no matter what. Our disability *insurance policies offer financial security to our clients even if they are unable to work. If injury or illness prevents you from earning an income, this coverage will provide your family with monthly benefits, supplementing your income.
  • Critical Illness *Insurance – Should you become seriously ill, you may find yourself in need of some financial assistance. Through NIS, Critical Illness *Insurance policies offer you a lump-sum payout (after a standard waiting period) if you are diagnosed with a critical illness, allowing you the time you need to recover without worrying how you will pay your expenses.
  • Long-term Care *Insurance – While you may not want to think about it, we all get old and may find that we will need help taking care of ourselves, but that costs money. Through NIS, Long-Term Care *Insurance Policies are designed to cover a hoard of services that your regular health *insurance may not, giving you the care you deserve without the need to dip into your retirement savings or investments.
  • Synergy Health *Insurance – A unique solution that combines life, critical illness, and disability *insurance policies into one affordable package. You and your family can be protected from three distinct risks with one convenient plan.
  • Health and Dental *Insurance – The cost of medical and dental treatments can often be too high to fathom, and while the Government Health Insurance Plan can help you cover some of the costs, they definitely don’t cover all of them. Protect yourself and your loved ones from unexpected healthcare expenses with our individual health and dental *insurance plans.
  • Travel *Insurance – There are certain things in life you can leave to chance, but your wellbeing is not one of them. Through NIS, we can offer you travel *insurance policies coverage for emergency medical expenses while travelling abroad. Ensure that you have peace of mind and ample time for worry-free relaxation with some of Canada’s best Travel *Insurance options

*Insurance products and services are offered through Nour Insurance Services Inc., a related and separate company from Nour Private Wealth Inc. Only products and services offered through Nour Private Wealth Inc. are covered by the Canadian Investor Protection Fund.

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